NO INTEREST IF PAID IN FULL1,5,* (with regular minimum monthly payments)

  • Deferred Interest: Interest accrues on the promotional purchase at the regular APR for Purchases; however, interest will not be charged if the purchase is paid in full within the promotional period
  • 6 Months, 12 Months, 15 Months, 18 Months offered


  • You pay no Interest at the Special Rate of 0% APR with equal monthly payments
  • Choose from 24, 36, 48, 54, 60, or 72 Months

LONG TERM SPECIAL RATE WITH EQUAL PAYMENTS3,5,* with minimum $7,500 Finance Amount

  • Lower Monthly Payments
  • 7.99% or 9.99% APR when choosing between 96, 108, and 120 months with equal monthly payments of between 1.22%-1.52% of the amount financed
  • Special Rate continues to apply until the purchases are paid in full


  • No Minimum Financing Amount required
  • Convenient custom payments of 1.75% or 1.90% of the amount financed with a reduced rate of 3.90%, 5.90%, 7.90%, or 9.90% 

1Minimum monthly payments are required during the promotional period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. 

2The Special Terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the special term period. 

3The special terms APR% will apply to the qualifying purchase, and monthly payments equal to the special % rate of the amount financed are required. Advertised terms are an estimate assuming required monthly payments are made on the payment due date; no other balances are currently carried or will be carried on the account; and no additional charges are or will be added to the account. 

4The Special Terms APR will continue to apply until the qualifying purchase is paid in full. Monthly payments for the purchase balance are required during the Special Terms period. 

5APR for Purchases will apply to certain fees such as Late Payment Fee or if you use the card for other transactions. For New Accounts, APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 08/11/2023 and is subject to change. For current information, call 1-800-431-5921.

*The Wells Fargo Home Projects credit card is issued with approved credit by Wells Fargo Bank, N.A., an Equal Housing Lender.